AI Chatbot – Trading 212

The in-app assistant that helps millions of investors get answers instantly, without leaving the platform. Digs into the portfolio and gives personalised and real-time insights

Project

Artificial Intelligence

Role

Sole designer

Tool

Figma

Date

January 2026

3m+

users on launch

10 days

from idea to live

14m+

daily active users

Why did we need this…

Users from first-time investors to active traders were regularly leaving the app to understand what was happening with their holdings. A portfolio going down with no explanation, or a stock moving with no context, creates anxiety and erodes trust. AI Chatbot let users ask, in their own words, what's going on and get an answer grounded in their actual portfolio.

Multiple Entry Points

Multiple Entry Points

Where you enter changes everything, the questions on a stock page ask about that specific stock while on the portfolio page, they ask about your holdings as a whole.

Where you enter changes everything, the questions on a stock page ask about that specific stock while on the portfolio page, they ask about your holdings as a whole.

Guided Empty State

Guided Empty State

Four curated prompts signal what the AI can do and reduce the friction of a first question. They set the right mental model before the user commits to asking anything.

Four curated prompts signal what the AI can do and reduce the friction of a first question. They set the right mental model before the user commits to asking anything.

Transparent Reasoning

Transparent Reasoning

While the AI responds, a collapsible "thinking" panel shows the steps it took; fetching news, identifying catalysts, forming an answer. In a financial product, trust isn't a soft metric.

While the AI responds, a collapsible "thinking" panel shows the steps it took; fetching news, identifying catalysts, forming an answer. In a financial product, trust isn't a soft metric.

And much more…

A sketch of the captionin feature showing text bubbles next the person's face

Rich linked text

A sketch of the captionin feature showing text bubbles next the person's face

Source listing

A sketch of the captionin feature showing text bubbles next the person's face

Chat history

So, what's next…

AI Analysis launched as an experimental feature. It was the first time AI had been integrated into the core Trading 212 experience. The design patterns it established like conversation UI, source attribution, and the thinking panel are already forming the foundation for the next iteration: instrument tagging via $ mention in the input, allowing users to bring any stock into the conversation mid-chat.

© 2026 Razi Refi Rafeek

Updated on March 2026